Elf Qrin's Cyber Lab

since 1999

ElfQrin DisCard Credit Card generator and validator Elf Qrin's DisCard - Credit Card Numbers Generator and Validator
       


Generate a Credit Card Number


Enter a Pattern (BIN):
Or choose a BIN pattern from the list
 
Generated cards:    Separator:    Data format:    
Add random expiry date Add random CVV
Click here to generate a realistic Card Holder's name complete with a virtual identity




Validate (Verify) a Credit Card Number

Credit Card #
NFC Paycard EMV AID #
Click here to generate and lookup credit card BIN codes



Information and terms of use of Discard credit card generator - generador de tarjetas - generatore di carte di credito - generateur de carte de credit bancaire - kreditkarten generator

This tool generates information from algorithms, it does not produce actual issued documents nor facsimiles, specimen or samples of real documents.

Generate valid debit and free credit card numbers from banks worldwide or create your own pattern (BIN code).
This program is intended for developers who are studying credit or debit cards algorithms, and persons who want to test their own working credit card numbers. Don't try to use DisCard (or similar programs) to attempt actual payments or frauds: nowadays shops, e-commerce websites, and banks check if credit card numbers they receive were actually been issued, before to send goods or give a paid service.
Credit card companies tend to lead full scale investigations when their cards are misused, and will make every effort to bust fraudsters. Also avoid so called hacked, cracked, or fake credit card number lists.
Carding is a very risky business, and there's not such a thing as free money.
You'd rather get a good job and apply for a real credit card.

DisCard verifies and generates credit card numbers. Supports best credit card networks, Visa, MasterCard, and Discover, American Express, Diners Club, Carte Blanche, JCB. Includes also Maestro, Visa Electron, and other Credit and Debit Card and ATM related cards of banks and private entities worldwide such as Credit Karma, Chase creditcards, Citicards, Target Red Card, Merrick, Costco, Synchrony Financial Bank, Torrid, Indigo, Nerdwallet credit cards, Comenity Bank, chip and pin, pre-qualified, pre-approved or otherwise.

Card holder's name and expiry date are not coded into the card number, thus any name and expiry date can fit any valid number.

The card security code (CSC), also called Card Verification Data (CVD), Card Verification Value (CVV or CVV2), Card Verification Value Code (CVVC), Card Verification Code (CVC or CVC2), Verification Code (V-Code or V Code), Card Code Verification (CCV), or Signature Panel Code (SPC), isn't coded in the card number, either.
Further security measures for offline purchases are chip and signature (used to be swipe and signature in the past) which requires the user to sign a receipt after buying good or services with his card, or chip and pin, when the user have to enter a code (generally a 4 digits number) in the numeric pad of a device to pay with the card. Contactless cards don't require signature or pin for small amounts (generally up to about 25 USD or EUR).

Declined Card Messages
Decline TypeMessage for the CustomerMessage for the Merchant
Insufficient Funds The transaction was declined due to insufficient funds in your account. Please use a different card or contact your bank. The card has insufficient funds to cover the cost of the transaction.
Declined Your card was declined. In order to resolve the issue, you will need to contact your bank. The customer's bank has declined their card. The customer will need to contact their bank to learn the cause.
Temporary Hold Your card has a temporary hold. Please use a different card or contact your bank. The issuing bank has a temporary hold on the card. ('Do Not Honor' response).
Fraud Stolen Card The transaction was declined. Please use a different card or contact your bank. The card has been designated as lost or stolen; contact the issuing bank.
Invalid Card or Account Number Your card number is not valid. Please update your card number. The credit card number is not valid. The customer needs to try a different number.
Expired Card Your credit card is expired, please update your card. The payment gateway declined the transaction because the expiration date is expired or does not match.